HER MONEY SOLUTIONS – DISCLAIMERS & DISCLOSURES

Last Updated: September 15, 2026

Her Money Solutions, LLC provides financial education designed to help people better understand money and make more informed financial decisions. This Disclaimer & Disclosures applies to hermoneysolutions.com and educational content, communications, products, presentations, consultations, and resources provided by Her Money Solutions.

1. EDUCATIONAL AND INFORMATIONAL PURPOSES

Articles, videos, presentations, interviews, newsletters, social media content, calculators, examples, worksheets, checklists, guides, courses, downloads, books, and other Her Money Solutions content are provided for general educational and informational purposes. General financial education cannot account for every person’s circumstances, and information appropriate for one person may not be appropriate for another.

2. NOT INDIVIDUAL TAX, LEGAL, INVESTMENT, OR OTHER PROFESSIONAL ADVICE

Kristin Delfau is an Enrolled Agent authorized to practice before the Internal Revenue Service. However, accessing the Website, consuming Content, subscribing to communications, attending a general presentation, or purchasing a general educational product does not make Kristin Delfau or Her Money Solutions your tax professional. General tax information is educational and is not a substitute for individualized advice based on your facts and circumstances.

Content is not legal advice or individualized investment advisory, financial, insurance, accounting, or other regulated professional advice. References to securities, investments, retirement accounts, insurance, employee benefits, financial products, strategies, laws, or tax rules are educational unless expressly stated otherwise. Nothing on the Website is a solicitation or recommendation to buy, sell, or hold a particular security. Investing involves risk, including possible loss of principal, and past performance does not guarantee future results.

Laws, regulations, administrative guidance, filing requirements, product terms, and financial circumstances change. Seek an appropriately qualified professional when individualized advice would be appropriate.

3. HER MONEY SOLUTIONS AND DELFAU TAX & FINANCIAL SERVICES

Her Money Solutions, LLC is separate from Delfau Tax & Financial Services, LLC. Individual tax preparation, tax planning, tax representation, and other tax professional services provided through DT&FS are governed by separate engagement terms. Nothing on the Her Money Solutions Website, by itself, creates a tax professional-client relationship with DT&FS or Kristin Delfau, EA.

4. CONSULTATIONS AND PROFESSIONAL RELATIONSHIPS

Her Money Solutions may offer paid consultations providing education, information, explanations, or guidance and may discuss your individual circumstances. The scope is the service described when purchased. Unless expressly agreed otherwise in writing, a Her Money Solutions consultation does not include tax-return preparation, tax representation, legal services, investment management, securities transactions, or another service requiring a separate professional engagement.

Using the Website, subscribing, downloading a resource, attending a presentation, listening to an interview, purchasing an educational product, or communicating with Her Money Solutions does not by itself create a professional-client relationship. A professional relationship exists only when its scope and terms have been expressly established for the applicable service.

5. ACCURACY, TIMELINESS, AND PERSONAL RESPONSIBILITY

We make reasonable efforts to provide useful, understandable, and accurate information, but financial rules, laws, regulations, tax provisions, rates, product features, fees, programs, benefits, and deadlines change. We do not guarantee that all content is complete, current, error-free, or applicable to your circumstances. Consider publication and update dates and verify material information before making a decision with significant consequences.

You are responsible for your own financial decisions, for evaluating information in light of your circumstances, conducting appropriate due diligence, and seeking individualized assistance when appropriate. Her Money Solutions is intended to help you understand choices and ask better questions, not to make every decision for you.

6. NO GUARANTEES

Her Money Solutions does not guarantee a particular financial, tax, investment, career, business, or other outcome. Outcomes depend on numerous factors outside our control. Examples, case studies, stories, and educational illustrations explain concepts and are not promises of future results.

7. TESTIMONIALS, REVIEWS, AND REAL MONEY STORIES

Testimonials, reviews, audience feedback, and Real Money Stories reflect individual experiences and do not guarantee the same or similar result for another person. Stories may be edited for length, clarity, readability, or privacy while preserving their substance; identifying details may be changed, combined, or anonymized where appropriate.

We do not knowingly publish fake or false consumer reviews or testimonials, and we do not provide compensation or incentives conditioned on a review expressing a particular positive or negative sentiment. Where required by law, we disclose material relationships with endorsers. Nothing in our policies restricts an honest consumer review or opinion.

8. AFFILIATE LINKS, COMPENSATION, AND PRODUCT REFERENCES

Some content may contain affiliate links or other compensated relationships. If you purchase through an affiliate link, Her Money Solutions may receive compensation, sometimes at no additional cost to you. Where required, material relationships will be disclosed clearly and conspicuously in connection with the applicable recommendation or endorsement. Compensation does not guarantee a favorable review or recommendation.

We may discuss or link to products, services, books, apps, websites, financial institutions, software, professionals, companies, or other resources. Unless expressly stated otherwise, a reference or link does not mean Her Money Solutions guarantees, sponsors, or endorses the third party. Products and services change; conduct your own research before making purchasing or financial decisions.

9. EXTERNAL LINKS, MEDIA, AND GUEST CONTENT

We do not control external websites and are not responsible for their content, availability, accuracy, privacy practices, security, or policies. Third-party opinions in interviews, podcasts, videos, articles, or guest contributions are their own and do not necessarily represent Her Money Solutions. Statements made by Kristin Delfau in media appearances are generally educational commentary for a broad audience and should not be treated as individualized professional advice.

10. CHANGES AND CONTACT

We may update this Disclaimer & Disclosures as our Website, services, products, or applicable laws change. The “Last Updated” date indicates the most recent revision.

CONTACT US

Her Money Solutions, LLC
7901 4th St. N, STE 10981
St. Petersburg, FL 33702
Email: hello@hermoneysolutions.com